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Brittany Cowan

brittany@nocohomeliving.com +1(605) 881-8263

$425,000

Est. payment - /mo

3 Beds

3 Baths

1,550 SqFt

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Key Details

Property Type Townhouse

Sub Type Townhouse

Listing Status Active

Purchase Type For Sale

Square Footage 1,550 sqft

Subdivision Webster

MLS Listing ID IRE1057482

Bedrooms 3

Full Baths 1

Half Baths 1

Three Quarter Bath 1

HOA Fees $180/mo

HOA Y/N Yes

Year Built 2026

Annual Tax Amount $959

Tax Year 2025

Lot Size 3,049 Sqft

Acres 0.07

Property Sub-Type Townhouse

Source ires

Property Description

Fixed 30-year rate at just 3.0% for income-qualified buyers through the AHIF First Mortgage program (up to 120% AMI, up to $400,000 loan amount)! No Metro Tax. Low HOA Fee. Dog-Friendly Fenced Yards. Incredible value just one mile from vibrant downtown Loveland! These 4th Street townhomes offer a rare opportunity for qualified owner-occupant buyers - plus, eligible buyers may also access down payment assistance up to 15% of the purchase price through local programs, with options requiring no monthly payments on the assistance loan. Paired with No Metro Tax and no mortgage insurance, this rate can mean dramatically lower, more predictable monthly payments - turning "someday" into "now" for buyers who thought ownership near downtown Loveland was out of reach. In today's rate environment, this kind of long-term payment stability is hard to find, and for many households currently renting, it can pencil out as the smarter monthly move. Income limits and owner-occupancy required; homebuyer education class required. Inside, this home features stylish, high-quality finishes including honed black granite countertops, tile backsplash, luxury vinyl plank flooring, and a smart, functional layout. The upper level includes three bedrooms, two full bathrooms, and upstairs laundry, while the main level offers an open living area, half bath, and attached 1-car garage. All-electric construction helps keep monthly costs manageable, with the option to add a PV solar system for even greater long-term savings. Enjoy easy access to downtown Loveland restaurants, shops, breweries, parks, trails, and community amenities. Owner-occupants only; not available to investors.

Location

State CO

County Larimer

Community Webster

Area Loveland/Berthoud

Zoning RES

Direction Hwy 34 & Madison, South on Madison, east onto 4th St & immediately located on the Left side. Please park on the street and walk down the shared driveway and turn right - 1331 are the rear east side units.

Rooms

Basement None, Crawl Space, Built-In Radon, Radon Test Available

Interior

Interior Features Eat-in Kitchen, Open Floorplan, Walk-In Closet(s), Washer/Dryer Hookup

Heating Heat Pump

Cooling Central Air, Ceiling Fan(s)

Appliance Electric Range, Dishwasher, Refrigerator, Microwave, Disposal, Fire Alarm

Exterior

Exterior Feature Sprinkler System

Parking Features Garage Door Opener, Attached

Garage Spaces 1.0

Fence Fenced, Vinyl

Community Features None

Utilities Available Electricity Available, Individual Meter-Electric

View Y/N No

Roof Type Composition

Improvements No

Porch Patio

Garage Yes

Building

Lot Description House Faces South

Sewer Public Sewer

Water Public

Level or Stories Two

Structure Type Frame,Stone

New Construction true

Schools

Elementary Schools Winona

Middle Schools Bill Reed

High Schools Thompson R2-J

School District Thompson R2-J

Others

HOA Fee Include Common Amenities,Snow Removal,Management,Water,Insurance,Sewer

Acceptable Financing Conventional, FHA, VA

Listing Terms Conventional, FHA, VA

Special Listing Condition Private Owner, Builder

Virtual Tour https://www.zillow.com/view-imx/de26e067-dd48-4b9c-8b7f-19cd45d6cea0?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

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Information and Real Estate Services (IRES)

Listed by Michael Malvey

Nearby Locations

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Brittany Cowan

+1(605) 881-8263

Agent

1331 E 4th #100 Loveland, CO 80537

Brittany Cowan

Key Details

Location

Rooms

Interior

Exterior

Building

Schools

Others

Nearby Locations

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